Budget Announcements 2012-2013
The winners from the Budget measures include parents with schoolkids, potentially the disabled and some small businesses. The losers from the budget measures include those deemed to be high income earners and corporates. Taxation Changes Medicare low income thresholds The Medicare low income thresholds will increase to $19,404 for individuals and $32,743 for families ...
ASX reports best first quarter returns in two years!
So far this calendar year (January – March) we have seen solid gains in global share markets. Economic news has been positive with reducing risks regarding Europe, greater confidence of continued growth in the US and some lessening of worries about China (although there is concern with economic slow down ...
Super Update!
With a few big changes happening with superannuation legislation from 1 July 2012 here is the latest update from Parliament House with regards to the legislation in progress. It seems there has been some distraction going on which has hopefully taken a back seat for now! Refund of excess Concessional Contributions On ...
Useful Calculators and Tools
Looking for some useful money management tools and calculators? The Federal Government through ASIC - the Australian Securities and Investment Commission have some great online resources which you can use to plan for your savings, retirement or debt reduction. Cash Flow Planner - Budgeting Tools: Check out the link here. Savings Planner ...
Year of the dragon – Happy New Year!
Wow it is February 2012 already and 6 weeks have now passed since the start of the New Year. If you’re like most people, this is about the time where the strength of those New Year resolutions, made so enthusiastically a few weeks earlier, is tested. 2012 is the Chinese year ...
Nurse reveals the top 5 regrets people make on their deathbed
What a remarkable set of words about the importance of living a life true to yourself and true to the plans and goals you want to achieve. I found this today during my facebook and twitter readings and just had to share it - these are not my words but WOW!! - ...
Outlook for 2012
I am sharing this video from Dr Shane Oliver Chief Economist at AMP Capital Investors about what to expect from the economy and markets in 2012. A good overview on the Aussie Dollar, Share Market and Property markets.
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Any questions with regards to your current setup and ...Saving the Eurozone – Market Update
Today we have seen the Reserve Bank of Australia cut interest rates by 0.25% to 4.5% which is good news for those with mortgage debt and makes it a little more challenging for those with money in a bank account trying to maximise income return. In October we saw a rebound ...
All I want for Christmas..… Is to survive it debt free!
With the holiday season fast approaching, it’s tempting to throw out the year’s careful planning and budgeting to splurge in the name of Christmas. But getting into the Christmas spirit doesn’t mean you have to go into debt. Follow these tips to emerge in the new year debt free. Set a cash ...
RIP Steve Jobs
Those clients who I work with on an ongoing basis know my 'mac' fetish with my iPhone, iPad, Macbook and iMac all assisting streamline with how we do business on a day to day basis. This Stanford graduation speech Steve presented in 2005 resonates with the financial life planning approach we ...
